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SWP Calculator

Free systematic withdrawal plan calculator — estimate how long your investment corpus will last with monthly SWP withdrawals while the remaining balance continues to earn compound returns. This mutual fund SWP calculator helps you plan retirement income, calculate SWP withdrawals online, and project remaining balance.

Inputs

Withdrawal start

Delay withdrawals until a chosen point. Returns still compound from month 0.

Withdrawals begin at month 24 (Year 2, Month 0)

Example: 2 years = 24 months. If your plan duration is shorter than the delay, withdrawals won't occur.

View
Estimated remaining corpus
$48,904.41
Total withdrawn
$38,400.00
Effective annual rate
7.23%
Ending balance
$48,904.41
Breakdown
YearTotal withdrawnBalance
0$0.00$50,000.00
1$0.00$53,614.50
2$0.00$57,490.30
3$4,800.00$56,660.33
4$9,600.00$55,770.36
5$14,400.00$54,816.05
6$19,200.00$53,792.76
7$24,000.00$52,695.49
8$28,800.00$51,518.90
9$33,600.00$50,257.26
10$38,400.00$48,904.41

SWP Calculator for Retirement Planning & Monthly Income

Calculate SWP withdrawals online

This systematic withdrawal plan calculator projects how your corpus evolves when you withdraw regularly while the remaining balance earns compound returns. Use our monthly SWP calculator to plan retirement income and estimate SWP remaining balance over time.

SWP calculator monthly income planning

Plan consistent SWP monthly income from your investment corpus. Bigger withdrawals reduce the compounding base faster. If you're still in the accumulation phase, use our SIP calculator to build your corpus first.

SWP calculator retirement planning example

Planning retirement? Test multiple return assumptions with this SWP return calculator. Add an annual withdrawal increase to account for inflation. Compare SWP vs FD returns using our compound interest calculator.

Frequently asked questions

Short answers to common questions about assumptions, formulas, and interpreting results.