Terms of Use
Last updated: February 11, 2026
Welcome to Compounding Calculator. By accessing or using our website at compounding-calculator.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.
1. Acceptance of Terms
By using the Site, you confirm that you are at least 13 years of age and have the legal capacity to enter into these terms. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that organization.
2. Description of Service
Compounding Calculator provides free, browser-based financial calculators including compound interest, simple interest, daily compounding, SIP (Systematic Investment Plan), SWP (Systematic Withdrawal Plan), and forex compounding calculators. All calculations are performed locally in your browser.
3. No Financial Advice
The Site provides tools for informational and educational purposes only. Calculator results are mathematical estimates based on the inputs you provide. They do not constitute financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions. See our Disclaimer for more details.
4. Accuracy of Calculations
While we strive for accuracy, we do not guarantee that calculator results are error-free. Real-world outcomes are affected by variable returns, fees, taxes, inflation, and other factors that these tools cannot fully model. You use the calculators at your own risk.
5. Intellectual Property
All content on the Site — including text, graphics, logos, icons, images, code, and software — is the property of Compounding Calculator or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.
6. Permitted Use
You agree to use the Site only for lawful purposes. You may not:
- Use the Site in any way that violates applicable laws or regulations.
- Attempt to gain unauthorized access to any part of the Site or its systems.
- Introduce malware, viruses, or other harmful code.
- Scrape, crawl, or use automated tools to extract data from the Site without permission.
- Interfere with the proper functioning of the Site.
7. Third-Party Links and Advertising
The Site may display advertisements served by third-party ad networks, including Google AdSense. These ads may link to external websites. We are not responsible for the content, accuracy, or practices of third-party websites. Your interactions with advertisers are solely between you and the advertiser. See our Privacy Policy for details on how ads use cookies and data.
8. Limitation of Liability
To the fullest extent permitted by law, Compounding Calculator and its owners, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site, reliance on calculator results, or inability to access the Site. The Site is provided on an "as is" and "as available" basis without warranties of any kind.
9. Indemnification
You agree to indemnify and hold harmless Compounding Calculator and its owners from any claims, damages, losses, or expenses (including reasonable attorney fees) arising from your use of the Site or violation of these Terms.
10. Modifications
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Site after any modification constitutes acceptance of the revised Terms.
11. Termination
We may restrict or terminate your access to the Site at any time, without notice, for any reason, including violation of these Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict-of-law principles.
13. Contact
If you have questions about these Terms, please visit our Contact page.