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Privacy Policy

Last updated: February 11, 2026

Compounding Calculator ("we," "us," or "our") operates the website compounding-calculator.com (the "Site"). This Privacy Policy explains what information we collect, how we use it, and your choices regarding your data. By using the Site, you agree to the collection and use of information as described in this policy.

1. Information We Collect

1.1 Information You Provide

We do not require registration or login to use our calculators. If you contact us through our contact page, we may collect your name, email address, and any details you choose to share in your message.

1.2 Automatically Collected Information

When you visit the Site, we (and our third-party partners) may automatically collect:

  • Device and browser information — browser type, operating system, screen resolution, and device identifiers.
  • Usage data — pages viewed, time spent on pages, referral URLs, and click patterns.
  • IP address — used for approximate geographic location, fraud prevention, and analytics.
  • Cookies and similar technologies — see our Cookie Policy for full details.

1.3 Calculator Inputs

All calculator inputs (principal, interest rate, duration, etc.) are processed entirely in your browser using client-side JavaScript. We do not transmit, store, or log your calculator inputs on our servers.

2. How We Use Your Information

  • To operate, maintain, and improve the Site and our calculators.
  • To analyze usage trends and optimize performance and user experience.
  • To display relevant advertisements through Google AdSense and other ad networks.
  • To respond to your inquiries if you contact us.
  • To detect and prevent abuse, fraud, or security threats.

3. Advertising and Third-Party Services

3.1 Google AdSense

We use Google AdSense to serve advertisements on the Site. Google AdSense uses cookies and web beacons to collect information about your visits to this and other websites in order to provide relevant advertisements. Google's use of advertising cookies enables it and its partners to serve ads based on your browsing history.

You may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info/choices.

3.2 Google Analytics

We may use Google Analytics to understand how visitors interact with the Site. Google Analytics collects information such as how often users visit, which pages they visit, and what other sites they used prior to visiting. We use this information solely to improve the Site. Google Analytics uses cookies; you can learn more at Google's Privacy Policy.

4. Cookies

Cookies are small text files stored on your device. We use cookies for essential site functionality (such as remembering your cookie consent preference) and for advertising and analytics purposes through our third-party partners. For a detailed explanation of the cookies we use, please see our Cookie Policy.

You can manage your cookie preferences at any time by clicking "Manage cookies" in our website footer or by adjusting your browser settings.

5. Data Sharing and Disclosure

We do not sell your personal information. We may share information in the following limited circumstances:

  • Service providers — third-party vendors who assist with hosting, analytics, and advertising (e.g., Google).
  • Legal requirements — when required by law, regulation, or legal process.
  • Protection of rights — to protect the safety, rights, or property of Compounding Calculator, our users, or the public.

6. Data Retention

We retain automatically collected data (analytics, logs) for a reasonable period necessary to fulfill the purposes outlined in this policy. Cookie consent preferences are stored in your browser's local storage until you clear it or reset your preference.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access, correct, or delete personal information we hold about you.
  • Opt out of personalized advertising.
  • Withdraw consent for cookie use at any time.
  • Lodge a complaint with a supervisory authority.

To exercise any of these rights, please contact us.

8. Children's Privacy

The Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us so we can promptly remove it.

9. Security

We implement reasonable technical and organizational measures to protect your information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy, please visit our Contact page.